Horoscope • 10-10-2012 | Print |  E-mail
Sunday, 14 October 2012 19:54





The Forum Crossword • 10-03-2012 | Print |  E-mail
Thursday, 04 October 2012 12:34

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Spotlight On Adult Education | Print |  E-mail
Wednesday, 26 September 2012 14:02

By Paula Evans

As human beings, we never stop learning. Lifelong learning is the continual pursuit of knowledge to build skills, explore new ideas, enhance understanding and enrich life.

Studies have also shown that continuing education, even well beyond the traditional retirement age, can help maintain or buffer our physical and mental well-being.




Castro Valley Adult and Career Education offer classes for every age and stage in life – the choices are amazingly extensive:

•Power Up for Retirement – New! Saturday, Oct. 6 from 9:30 a.m. until noon

•Memory Academy Mini-Sessions – 4 classes, Tues., Nov. 27, Dec. 4, 11, 18, from 1:30 to 3:30 p.m.

•Authentic Thai Cuisine – The Art of Balancing Spies and Main Ingredients – New! Sat., Sep. 29 and Oct. 6 from 9:30 a.m. to 12:30 p.m.

•Indian Cooking – Stuffed Savories & Fresh Chutneys - New! Sat., Oct. 3, from 10 a.m. to 1:30 p.m.

•Pasta Making Italian Style, Sat., Oct. 20 – 9:30 a.m. to 1 p.m.

•Building Strong Immunity with Whole food Nutrition-Hands-on Cooking Class - New! Sat., Oct. 27 – 12:00-3:30 p.m.

•Whole Food Nutrition for Improving Immune Health, Tue., Oct. 2, 9, 16, from 7 to 9 p.m.


•Estate and Trust Planning Thur., Sep. 27 – 6:30-8:30 p.m.

•Digital Photography I – Concept and Capture, Tue., Oct. 2, 8, 16, 23 from 6:30-8:30 p.m.

•Digital Photography II, Tue., Nov. 6 thru Dec. 4 from 6:30-8:30 p.m.


•Facebook for Beginners - New! Sat., Sep. 29 – 10 a.m. to noon

•Manage Your Time or It Will Manage You - New! Sat., Oct. 27 – 9 a.m. to 3 p.m.

•From Goal Setting to Goal Getting - New! Wed., Nov. 28 – 7 to 9 p.m.


•Rental Real Estate: Do It Right! - New! Sat., Sep. 29 thru Oct. 27 from 12:30-2:30 p.m.


So get motivated – Get inspired – Get going! Register for a community interest class today!



For complete details on these courses and more, visit, stop by 4430 Alma Ave., or call 510-886-1000.

Horoscope • 09-26-2012 | Print |  E-mail
Wednesday, 26 September 2012 11:34



The Forum Crossword • 09-26-2012 | Print |  E-mail
Wednesday, 26 September 2012 11:25


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Question of the Week • 09-26-12 | Print |  E-mail
Wednesday, 26 September 2012 11:07






Adopt-A-Pet • 09-19-12 | Print |  E-mail
Friday, 21 September 2012 09:36





The Forum Crossword • 09-19-2012 | Print |  E-mail
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Thursday, 20 September 2012 15:49


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Horoscope • 09-19-2012 | Print |  E-mail
Thursday, 20 September 2012 16:06





The Forum Crossword • 08-08-12 | Print |  E-mail
Wednesday, 08 August 2012 11:36

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Horoscope • 08-08-2012 | Print |  E-mail
Wednesday, 08 August 2012 12:36







Top 10 Legal Mistakes Made by Home Sellers — Part 2 | Print |  E-mail
Wednesday, 08 August 2012 15:13

Real Estate Reality

By Carl Medford, CRS
Special to the Forum


Sellers can get so preoccupied with selling their home that they forget to ensure that the transaction stays within the boundaries of the law.


As reported by the California Association of Realtors, there are 10 commonly recurring legal mistakes made by sellers — we covered 1–5 last week, here are the remaining five.


6. Not disclosing known material facts affecting the value or desirability of the property.


We’ve all heard stories of buyers “discovering” issues after they move in — things the seller “knew” but failed to disclose. Nothing says “lawsuit” faster than a failure to disclose pertinent facts.


Hidden damage, neighborhood problems or any deliberate misrepresentation can have very expensive ramifications. The rule of thumb is, “Disclose, Disclose, Disclose,” and, if in doubt, “Disclose.”



7. Not providing the buyer with legally required disclosures.


The California Association of Realtors (CAR), not only provides standardized disclosure forms, they also publish lists of required disclosures. State-mandated Natural Hazard Disclosures are typically provided by third-party vendors such as Disclosure Source.


The seller is ultimately responsible to ensure that the buyer not only receives the required disclosures, but that they are correctly completed.



8. Not obtaining the buyer’s written acknowledgement of disclosures.


Banks are the worst offenders here; but, unfortunately, no one seems to be holding their feet to the fire. For us mortals, we’re required to not only provide disclosures but to ensure the buyer signs and returns them prior to closing.


When a buyer signs the seller’s disclosures, they are not giving assent; they are simply acknowledging that they’ve read and received the disclosures.



9. Not considering whether to require the buyer to remove contingencies.


Buyers are required, by contract, to remove contingencies on time. Failure to do so leaves the seller unprotected. It’s the seller’s responsibility to ensure that contingencies are removed, in writing, in a timely manner.



10. Not excluding items from the sale the seller wants to keep.


This one is simple: Before you sell, walk your property (in and out) and note every attached item you plan on taking. If you can, remove and replace these before going on the market. If not, include your list in the disclosure package to be signed by the buyer — and make sure buyers see it before they write an offer.


Our recommendation? Hire a seasoned, skilled Realtor to assist you in the selling process. They’ll guide you through the minefields and get you out the other end safe, sound… and sold.



Carl Medford is a licensed Realtor with Prudential California Realty in Castro Valley and a licensed general contractor. This article is sponsored by the Central County Marketing Association at

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